Car Insurance

Confidence for every mile you drive.

Compare rates, find flexible coverage, and get instant quotes — all in just a few minutes.

Hands on the steering wheel of a driving car.
Liablity

This is required in every state except Florida. If you cause an accident, it covers the cost of bodily injury to people or property.

Uninsured / underinsured motorist

When the person who causes an accident doesn’t have insurance (or enough of it), this is what you want.

Comprehensive

Covers damages from break-ins, fire, hail, or even vandalism. It’s usually optional, but your lender might require it.

Collision

This helps you repair or replace your car if you’re in an accident with another vehicle. It’ll also cover damage to your car if you back into something.

Personal Injury Protection (PIP)

PIP helps you pay medical expenses for your injuries. If you lose income or have child care expenses because of an accident, this can cover those costs too!

Medical payments

100% optional. This can cover the cost of injuries to you, your passengers, or family driving your vehicle.

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Frequently asked questions

‍Absolutely. Your car insurance (and any other Homebody coverage) can move with you. No need to start over.

‍We don’t bundle in the traditional sense, but we do find the best prices across top-rated carriers. In many cases, that means lower rates than a bundle elsewhere.‍

‍Yes. Car insurance is separate from renters insurance. If you own or lease a car, you're legally required to have coverage even if you live in an apartment.

‍Drive safely, keep your credit in good shape, and shop smart. Homebody helps you find competitive rates without the work of comparison shopping.

‍Your rate is based on things like your age, driving record, location, car type, and how much you drive. Different carriers weigh these differently that’s why we compare quotes for you.

‍Often, yes. If you don’t drive much, you may qualify for a low-mileage discount or usage-based policy. We’ll help you find one.

‍Car insurance helps pay for damage or injuries after a car accident. Depending on your policy, itcan cover other drivers, your car, medical bills, or unexpected events like theft or weather damage.

Liability: Covers other people’s injuries or damage if you cause an accident.Collision: Pays to repair or replace your car after an accident.Comprehensive: Covers non-accident stuff like theft, fire, or falling tree branches.

‍Every state has its own rules, but at the very least, you’ll need liability coverage. Homebody 
helps you stay compliant without overpaying.

Better rates are only a few short minutes away.

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