Everything you need as a renter

Insurance. Rewards. Rent reporting. Deposit alternatives. Resident Experience. Homebody brings it all together in one app, making your rent work for you.

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Your one-stop shop for insurance

We’re a fully licensed insurance agency—here to protect every part of your life. Get personalized quotes with top-tier support.

Renters Insurance

Affordable protection for your stuff and your peace of mind.

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Screenshot showing renter's insurance policy interface within the Homebody App.A young woman and her pet dog, relaxing in their apartment.

Don’t just cover your apartment

Homebody insurance can protect what matters most, from renters and auto to pet and more, all under one roof.

14+ Years protecting residents
14+
Years
protecting
residents
Trusted by 5 million + residents
Trusted by
5M+
Residents
A++ Rated Insurance Agency
A++
Rated Insurance
Agency

Make renting work for you

Build your credit score, keep your money in your pocket, and safeguard your personal information—Homebody makes it all easy.

Rent Reporting

Automatically build credit by paying rent on time.

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Deposit Alternative

Move in for less with flexible deposit options.

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Identity Protection

Protect yourself and your family from identity theft.

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Meet your Resident Experience Platform

One app to handle it all: move in, pay rent, schedule repairs, book amenities, and access exclusive offers.

 

Rent your apartment. Own your Homebody Rewards.

Earn points you can redeem for travel, rent, and gift cards.

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What Homebodies are saying

"I recently signed up for Homebody's renter's insurance through my apartment manager's recommendation. The signup process was straightforward, as I only needed to provide my address and select the level of protection I desired. I completed everything online with ease. I found the overall experience smooth and satisfactory. The information was easy to access, and I didn't face any issues or feel that anything needed improvement."
Alexander
Burlington, WA
"I recently started using Homebody for renters insurance after my building recommended them. The sign-up process was effortless and smooth, which I appreciated as a newcomer to renters insurance. Regarding cost, I find it fair based on what I've heard about similar services. Although I haven't had to make a claim yet since starting less than a month ago, my initial interactions with their customer service have been positive. Overall, I would rate my experience as good thus far, and I'd certainly recommend Homebody to others."
Ray
Arlington, VA
"I first heard about Homebody through the management of my apartment complex. I was interested in their service because it was affordable, costing only about $18-$19, and it helped reduce my rent by $100. Setting up the policy was incredibly easy, much easier and quicker than I anticipated. I hesitated at first, thinking it would be time-consuming, but it took less than 10 minutes. Interacting with Homebody's representatives was a smooth experience. They were professional and answered all my questions effectively. I would definitely recommend their service to friends. They're efficient, with good plans that meet your needs. My overall experience with Homebody has been positive."
Anthony
Tacoma, WA
"When I needed to obtain renter's insurance as part of our lease agreement, our leasing agent recommended Homebody. The application process was straightforward, thanks to the guidance from our leasing agent. They provided all the necessary steps, and it was easy to complete. While we haven't needed to file a claim yet, fortunately, the Homebody app is user-friendly and makes understanding our coverage easy. I also find their website very intuitive and simple to navigate, which is convenient for checking on things now and then. While we haven't needed to file a claim yet, fortunately, the Homebody app is user-friendly and makes understanding our coverage easy. I also find their website very intuitive and simple to navigate, which is convenient for checking on things now and then."
Emily
Lakewood, WA
"I have had Homebody since last July. I initially sought out insurance when moving to my first apartment and again when I moved to a new place mid-lease. I found them through a quick Google search and some friends confirmed they were legit. I haven't had to file a claim yet, but their customer service has been great. When I needed to update my details, they were quick to help and there were no hassles. The process from Homebody is quite smooth, even though I know there are cheaper options available. I’m fine with paying a bit more for their service. Their website is easy to navigate, which is a plus. Overall, I'm very satisfied with Homebody and would rate their service highly for their efficiency and support."
Arnav
Blacksburg, VA
"I'm satisfied with the overall cost of the insurance and so far, everything has been good with Homebody. I came across them through a recommendation from my apartment complex and signing up was straightforward—I just selected my desired coverage, paid for the plan, and even had to make a change which was handled easily over a call. The customer service has been very helpful with any questions I've had.
Annika
Steilacoom, WA
"I moved into a new apartment and they recommended Homebody. The enrollment process for their renter's insurance was straightforward and only took about 15 to 20 minutes. I chose to get the coverage primarily because it was a requirement to move into my apartment. So far, I have not had to file a claim yet, but finding necessary information like cost coverage and phone numbers was easy. Overall, I would tell friends or family that my experience with Homebody has been positive, and the process was smooth."
Theasia
Hyattsville, MD
"I moved and the property went through Homebody for renter's insurance. The sign-up process was quick and easy; I called them and it only took about five minutes. It was my first time getting renter's insurance, and everything was handled for me. Overall, the experience was positive, and I would rate it highly."
Tajane
Lakewood, WA
"Setting up with Homebody was straightforward, and I found their pricing to be competitive. Overall, my experience with Homebody has been positive. I would recommend it to friends looking for an easy-to-manage insurance option with good rates."
Jose
Seattle, WA
"I'm not one for complicated setups, and Homebody’s platform made the process seamless with just a few clicks online. The attractive price made the decision even easier. During my entire setup, everything was managed entirely online, which made things efficient and convenient. I’ve only been with Homebody for about a week now, so it's still quite new. Navigating their website was smooth, and I found it user-friendly. So far, my experience has been positive, aligning well with what I needed – straightforward and effective service without any complications."
Kellie
Oklahoma City, OK
"Homebody was already in place with my apartment, and it quickly met the requirement for securing a six-month lease. The sign-up process was fast and straightforward, primarily handled electronically via the app or on my phone. So far, I haven't faced any issues, leaving me with no reason to fault them. As I've only recently started using their services, I haven't yet had a detailed look at all the specific coverage options for my personal items. I'd recommend others in similar situations to consider Homebody for its straightforward set-up process, though since it's new to me, I'll be keeping an eye on my experience as it develops."
James
Carrollton, GA
"I was moving into a new place and needed a quick setup. Originally, I was considering State Farm, but their process was dragging, and with just one day until my move, I needed something efficient. Setting up Homebody was pretty straightforward. Once I finalized my lease agreement, all I had to do was input my payment details on the website, as most of my information was already carried over. It was quick and easy, which I appreciated. Now, while the setup was seamless, the pricing was a different story. Compared to State Farm's offer of $8 for renter's insurance, Homebody cost me $19 a month, what with fees and all. This was rather hefty in my opinion. Overall, while my experience with Homebody was quite smooth in terms of process, the cost was significantly higher than I an More"
Joao
Davenport, FL
"It was mandatory for my rental agreement to get a renter's insurance. I bought one from Homebody and the choice was somewhat influenced by the rental company. They brought Homebody to my attention. and although it was not the only option available, I needed a policy fast since I had lost my previous insurance due to not updating my payment card in time. Therefore, I chose Homebody quickly, primarily due to the ease and speed of getting set up. During the sign-up process, everything felt straightforward and uncomplicated. It took around five minutes to complete everything, and I found the process to be quite smooth. If friends or family asked me about Homebody, I'd mention the ease and literally the minutes it took to sign up. I'd recommend going for Homebody if you're looking for a no-fuss policy."
Royal
Orlando, FL
"I chose Homebody when I saw it offered directly on my rental property's website. It was a seamless integration, so I didn't need to look elsewhere. Setting up the policy with Homebody was straightforward: I clicked "Get a Quote," answered the questions, and input my details, including those of my roommate. It was an effortless process. I experienced an issue where I mistakenly selected the wrong insurance coverage amount, choosing $25,000 instead of $30,000. I called Homebody, and they promptly resolved the mistake without any hassle. Connecting with a representative was remarkably easy, and their assistance was immediate. I find Homebody to be convenient, affordable, and user-friendly, qualities I would highlight to a friend or neighbor looking for renter's insurance."
Karil
Delmar, MD
"At the apartment complex I live in, Homebody was recommended for renter's insurance, so I decided to go online and set it up. The process of obtaining the policy was straightforward and effortless. Although I haven't had to contact Homebody's customer service representatives or file a claim yet, my initial experience with the sign-up process was very positive. I always get renter's insurance as a renter, mainly for the peace of mind in protecting my belongings. Overall, my experience with Homebody has been satisfying."
Laura
Rexburg, ID
"Homebody has an association with the new apartment complex we recently moved into. I signed up and the process was super straightforward—a link was provided by our apartment to handle everything online, which made the whole setup very smooth and quick. In just a few minutes, my plan was up and running without any fuss. I find the pricing to be quite reasonable at $20 per month, which is notably cheaper compared to other companies like Geico or Progressive. The ease of navigating their platform stood out as it was extremely user-friendly with no hitches or complications. Although I haven’t required any assistance yet, I feel optimistic about the customer service given the hassle-free experience so far."
Caleb
Oklahoma City, OK
"Homebody was recommended by my apartment complex and I decided to give them a try. The sign-up process was quite straightforward and easy. Finding information on costs and coverage was effortless and price-wise, the renter's insurance was reasonable for the coverage it offers, meeting my expectations without any surprises."
Michael
Bluffton, SC
"I discovered Homebody through my apartment complex, and the convenience definitely appealed to me. The enrollment process was straightforward and extremely easy. Although I've never had direct interactions with Homebody, creating a policy for myself turned out to be very simple. I've never had to file a claim, but up to this point, everything's been smooth. If I had to rate my experience up to now, I'd give Homebody all the stars. It's been a great account for me, and I certainly haven't encountered any issues. I'd definitely recommend them to friends or family based on my positive experience."
Monique
Halethorpe, MD
"Having renter's insurance is a requirement for the apartment I'm renting and Homebody was the quickest option I found. I signed up and the initial setup was straightforward and conducted entirely online. Navigating their website was a breeze, making the process seamless and easy. I haven’t had to file a claim yet, so I can't speak to that aspect, but based on signing up and using their site, I would say my experience has been satisfying. From what I’ve seen so far, it’s been mostly positive, and I have no particular highlights or criticisms to mention beyond the easy setup and user-friendly website."
David
Mckinney, TX
"I was told I needed renter's insurance for my apartment, and Homebody was referred to me. The setup process was incredibly straightforward, with no issues whatsoever. I've only just moved in, so I'm grateful that I haven't needed to file a claim, and I hope it stays that way. So far, my overall experience has been smooth sailing—I'd rate it a solid five. As for pricing, I found it quite reasonable. While I didn't do an extensive comparison, the cost was marginally lower than another provider I considered."
Zarioi
Lutz, FL
"Signing up with Homebody was easy. It was just a few clicks. It's a decent price, too."
Blair
Chesapeake, VA
"Homebody had a good deal for me so I went with them and the signup was easy. I did it purely online. It was quite easy to enroll and get information."
Alaa
Los Angeles, CA
"Homebody is cheaper than the others. Signing up was decent and smooth. It took about 10 minutes."
Shirlondra
Memphis, TN
"They had a good deal. Signing up with them was very quick and painless. They were efficient. They also had a breakdown of all the important details on their website. You can compare the prices and see what they cover."
Landen
Springfield, MO
“My experience was great...I had no idea what I was doing, but I got it done.”
Vincent
Manchester, MO
“I set up my policy with Homebody online and their website was pretty manageable. It took me less than 15 minutes to finish. I had to speak to somebody once to reset my account and they were very personable and helpful.”
Jennifer
Hurst, TX
"Every question I had was answered efficiently. The policy that I have is good for a first-time apartment owner like myself.. it covers what I needed to cover and it was reasonably easy to sign up for it."
Nia
Ellensburg, WA
"Homebody was affordable and they gave a reasonable amount if we do end up losing certain things. It sounded like it was a really good deal for us. The first time we tried to renew with them, it was really easy...The services are great. We feel taken care of."
Ricardo
Irving, TX
"I had a very good experience with Homebody. It offers good coverage, and signup was a very easy process. It's very valuable to have this coverage because if anything happens, they're responsible. It's good to be able to pay somebody to be responsible for my things. If someone doesn't have any insurance, then they should come on with them."
Ricky
Baton Rouge, LA

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